Credit cards are increasingly becoming a commonly accepted mode of conducting transactions. People find credit cards easy, convenient and hassle-free which reduces the dependency on cash. RBL Bank also offers various credit cards which have different features. A range of credit cards are available which suit varied needs and requirements. But are these credit cards good?
What makes a credit card good? A credit card is considered good if it has good features and promises attractive rewards and discounts. RBL Bank’s credit cards fulfill all these parameters. They come in different kinds, give good reward points and also allow discounts and gift vouchers to cardholders. Here are some of the benefits offered by RBL Bank credit cards:
- Reward points
Credit cards offered by RBL Bank offer good reward points when you make purchases using the card. The reward points go as high as 5 points for every Rs.100 spent on the card. These reward points can then be accumulated and used to avail discounts and gift vouchers on various products and services. RBL credit cards also offer additional reward points as joining bonus which you can redeem on products from the bank’s reward catalogue.
- Joining bonus
Other than reward points, RBL credit cards also offer other benefits when you buy the card. Travel vouchers and other cash benefits are also awarded as joining bonus.
- Waiver of card fee
Every credit card involves a joining and a renewal fee. RBL cards allow you to waive off these fees if you make a specified spending within the first 60 or 90 days of card issuance. The renewal card fee is also waived off if you spend a specified amount on the card in any given year. This fee waiver saves your money.
- Complimentary lounge access at airports
Many credit cards offered by the bank have an inbuilt Priority Pass Membership program for you. As a cardholder you get free lounge access across more than 850 airports both within the country and throughout the world.
- Premium privileges
The range of premium credit cards offered by the bank allows you to avail discounts across luxury hotels and fine dining restaurants. You get a personalized concierge service, services of a dedicated Relationship Manager, invites to domestic and international events and also golfing privileges across multiple golf courses in India.
- Save money on fuel
You get waiver of fuel surcharge on almost all credit cards offered by the bank. Through this surcharge you can save money on your fuel transactions which can go as high as Rs.250 per month.
- Exciting offers
Whether it is free movie tickets every month, cash backs at famous food joints or redemption of reward points at famous merchant outlets, the RBL credit cards promise you these and more. Your accumulated reward points can be used for discount vouchers at ITC Hotels, Air Asia, Levi’s, Taj Hotels and Resorts, The Leela, Vero Moda, Westin Hotels and Resorts and many more.
- Safety
The RBL credit cards come with an EMV chip which enables security of the transactions done using the card. You get regular alerts for all transactions done using the card. These alerts ensure that you remain aware of all the transactions you do using your card and any fraud transaction could be reported immediately.
- Flexibility
Many of the RBL credit cards allow you to set a flexible purchase limit on your credit card as per your spending pattern. You can set and also revise this purchasing limit any time you want to without any problems. Moreover, if your purchases exceed Rs.5000 in any month and if you want, you can convert such high-volume purchases into easy and affordable EMIs which can be paid in subsequent months.
With so many benefits promised by RBL Bank’s Credit Cards do you have a doubt if they are good or not? You can get a card for your everyday use or for a premium use and utilize the benefits they bestow. So, go and explore the range of credit cards offered by RBL Bank and choose the one which would suit your requirement.
